Life Insurance Solutions to Protect Your Legacy

Accurate quotes. Great rates. Comprehensive coverage to protect your assets. Get the life insurance you need at a price you can afford with Life Insurance by Monique Navarro. All our policy premiums are set for the life of the policy, once a rate is locked it does not change.

We will never bombard you with sales or phone calls as we respect all of our clients time. Get in touch today to discuss your options and find the coverage you need for peace of mind.

Choose the Broker You Can Trust to Get the Protection You Need

Whether you are growing your family, nearing retirement, or just starting on your own, you need an insurance broker you can trust to get you the right financial protection. At Life Insurance by Monique Navarro, that’s precisely what you get.

As an independent life insurance broker and field underwriter, you get accurate quotes and the most affordable rates in your coverage. Rather than going direct, we shop around and save you from dealing with the hassles of a third-party underwriter.

All policies come equipped with living benefits. This means you can pull funds to cover your financial needs if you become terminally ill or injured. Find the right solutions for your unique needs and get the peace of mind you deserve. Give us a call today to discuss your options and find the right life insurance policy to protect your future.

Get the Personal Touch You Deserve with Reliable, Trustworthy Coverage

You deserve personalized attention from your insurance broker when planning for the future. As an independent insurance broker, we work with various insurance companies to get you the best rates for your coverage. Whatever your insurance needs may be, we are here to help.

Determine which insurance policies are right for you with a team that cares about your future. Get customized insurance plans that cater to your unique requirements and work within your budget with our reliable broker. We offer free, no-obligation insurance policy quotes to help you find the right benefits for your needs. Get in touch today to schedule a consultation.

Types of Coverage

While you might not want to think about end-of-life plans, it’s better to plan for the future early on. Securing your life insurance policies doesn’t just financially protect your family in the event of an untimely death. The sooner you secure your life insurance policies, the better the rates and the more extensive the coverage.

All types of life insurance fall under two main categories:

Term Life Insurance Policies Term life insurance policies are intended to last for a specific number of years, depending on your agreement. While they expire without a payout if you don’t die within the time frame specified in your policy, they are an excellent option for most individuals.

Term life insurance policies provide financial relief for your family if you die unexpectedly. They are typically highly affordable and offer substantial payouts depending on your coverage. Term life insurance policies are sold in terms of ten, 15, 20, 25, or 30 years. The coverage amounts and premiums vary based on your policies. While this is the most affordable type of life insurance, beneficiaries won’t receive a payout if you outlive your policy.

Whole Life Insurance Policies Whole life insurance policies last your entire life. They typically come with a cash value component that grows with age. You can withdraw money or borrow against your whole life insurance policies while you’re still alive.

As long as you pay your premiums, whole life insurance lasts until your death. While it’s more expensive than term life, it covers you until your death and builds cash value over time. Your premiums stay the same, and you get the guaranteed rate of return on your policy’s cash value.

Secure Your Future. Protect Your Family– Life Insurance Solutions to Meet Your Needs.

Life insurance is one of the most critical components of your financial security. While shopping for a life insurance policy can feel depressing and confusing, securing your policy is a vital financial tool to protect your loved ones.

Finding the right policy can feel overwhelming, but we’re here to help. Contact Life Insurance by Monique Navarro today to choose the perfect policy for your financial future. Get in touch today to schedule your free consultation.