Azle Life Insurance

Life Insurance by Monique Navarro helps you cover your life insurance needs no matter what stage of life you are in. If you are just starting out on your own, planning to start a family, or approaching retirement, we can help you find affordable life insurance.

Helping customers get a life insurance policy with excellent coverage is our passion. Since Life Insurance by Monique Navarro is locally owned and operated, you get direct assistance from a trusted local broker. You can trust our licensed, bonded, and insured insurance agency to help you choose a life insurance policy that suits your needs.

Types of Coverage

You have several choices when it comes to choosing a life insurance provider in Azle. With Life Insurance by Monique Navaro, we’ll not only teach you about the different types of life insurance, but we’ll shop around for the best rates for your policy.

Term life and whole life insurance are the two main types of coverage available. Whole life has many different coverage options and benefits vary from policy to policy. Selecting the right coverage depends on your situation and financial goals. We’ll work with you to understand the coverage you want so that you get the best life insurance policy for your needs.

Term Life Insurance

Term life insurance plans protect your family for a low monthly fee. A term life insurance policy in Azle lasts for anywhere from five to 30 years. There are term life insurance plans available in five-year increments.

These plans are meant to provide financial relief to your family in the event you pass away unexpectedly. These policies don’t include a payout when the policy term ends but are an affordable option.

Permanent Life Insurance

Permanent life insurance policies come in several variations with different coverage options, costs, and requirements. A physical exam or health questionnaire may also be required before your policy is approved.

Whole Life Insurance

Unlike term life insurance, whole life insurance lasts for the rest of your life and builds cash value over time. The cash value can be borrowed to pay off debt, such as student loans or medical bills. The death benefit in a whole life plan is a separate amount from the policy’s cash value that is paid to your beneficiary on your death.

Final Expenses Insurance

The purpose of final expenses life insurance is to cover funeral arrangements and other end-of-life expenses. To protect yourself against any remaining medical or legal expenses after your passing, you may want to consider purchasing final expenses life insurance in Azle.

Universal Life Insurance

In addition to whole life insurance in Azle, universal life insurance also provides lifelong coverage. This policy includes cash value that can be invested in the stock market. The policy’s cash value earns interest.

A UIL life insurance policy allows you flexibility in paying your premiums. For example, you can pay your premium using interest from your policy’s portfolio growth. You can also adjust your policy’s death benefit even after the policy takes effect.

If you need help picking a life insurance policy or you want help with choosing from the different types of life insurance, call Life Insurance by Monique Navarro at (951) 710-0799. We’re happy to help you navigate life insurance options in Azle.