With Life Insurance by Monique Navarro, you can find low cost life insurance coverage that fits your needs and budget. No matter which stage of life you’re in, our team can help you find the best coverage.
Life Insurance by Monique Navarro is bonded, licensed, and insured as an independent insurance company. As an insurance broker, we are able to work with many different life insurance providers in Benbrook.
Call us today to learn more about how we can help you choose a life insurance policy with the right amount of coverage.
You can choose from two types of life insurance: term life and whole life. There are a few different types of whole life insurance policies, too. Before choosing a policy, carefully consider your financial goals and current situation.
You can choose a policy for short or long term coverage. There are also policies that cover your end of life expenses. Policies will also differ in terms of the coverage they provide. Some policies have cash value, while others only provide a payout at the time of the policyholder’s death.
If you choose a term life insurance policy, your family will be protected for a set amount of time or the term of the policy. A term life insurance policy in Benbrook is the best low cost life insurance available.
These policies are the best way to provide financial relief to your loved ones if you pass away unexpectedly. Although there is no payout at the end of the policy period, term life insurance is one of the more affordable types of life insurance.
In addition to providing benefits and coverage, permanent life insurance policies also have unique benefits. Some policies require medical exams as part of the application process. Understanding the benefits you want when you get a life insurance policy is important because there are several different types of permanent life insurance.
Whole life insurance in Benbrook lasts for your entire lifetime and builds cash value over the life of the policy. You can borrow against the cash value of a whole life insurance policy for debt repayments, such as student loans or credit cards.
When the policyholder dies, the policy’s death benefit will be paid to the designated beneficiaries, regardless of the policy’s cash value. If you want beneficiaries to receive a payment to cover final expenses and more, you should consider whole life insurance in Benbrook.
Universal life insurance in Benbrook is another type of permanent life insurance that provides lifelong coverage. Cash value is built up over time by stock market investments. The cash value earns interest over time, which can be used to pay for your monthly premiums.
In addition to being flexible when paying your premiums, a UIL life insurance policy offers other benefits, such as using the interest accumulated from the portfolio growth to pay for your premiums and the ability to make death benefit modifications to your policy.
Final expenses life insurance policies in Benbrook can cover medical and legal expenses after you pass away. Bereavement insurance, also called burial insurance or final expenses life insurance, provides coverage for burial expenses. Your loved ones can also use the policy payout to cover your final medical expenses.
For help deciding between the different types of life insurance, call Life Insurance by Monique Navarro at (951) 710-0799.