Blue Mound Life Insurance

Whether you’re starting out on your own, starting a family, or nearing retirement, Life Insurance by Monique Navarro can help you find low cost life insurance protection tailored to your specific needs.

Life Insurance by Monique Navarro is locally owned and operated. Our insurance company is licensed, bonded, and insured. Team members are dedicated to identifying and providing you with the kind of life insurance that meets your needs and fits your budget. Call us today to learn more about our preferred life insurance providers in Blue Mound.

Life Insurance Plans

With so many companies offering life insurance in Blue Mound, choosing one can be tiresome. That’s why Life Insurance by Monique Navaro is here to help. We can help you decide between the different types of life insurance policies. There are two main life insurance options: term life and whole life.

Term Life Insurance Policies

A term life insurance plan will provide financial relief to your family if you pass away unexpectedly at a low monthly cost. Term life insurance offers plans ranging from five to 30 years. The policy is meant more for short term use because it does not have a payout at the end of the policy. Ask us how your existing term life insurance in Blue Mound can be converted into a permanent policy covering you for life.

Permanent Life Insurance Policies

The benefits and coverages of permanent life insurance vary from policy to policy, depending on which type of policy you choose. Many people get a permanent life insurance policy, so the beneficiaries get a payout at the time of the policyholder’s death. Each permanent life insurance policy has different costs and coverages; some policies require the policyholder to undergo a medical examination before issuing the policy.

Whole Life Insurance

A whole life insurance policy covers the policyholder throughout their lifetime. These policies offer cash value throughout the duration of the policy in addition to providing a payout at the time of the policyholder’s death.

The cash value of a whole life insurance policy can be used to pay off debt, such as student loans or medical bills. Borrowing against the policy can reduce the death benefit. A death benefit is paid to the beneficiary.

When you choose whole life insurance in Blue Mound, your premium payments will remain the same throughout the length of the policy. Many policies have optional features so you can fully customize your coverage.

Final Expenses Insurance

A final expenses life insurance policy in Blue Mound can help cover your medical or legal expenses after your passing. Also called burial insurance, this type of insurance also covers burial costs and other end-of-life expenses. Many people choose a final expenses insurance policy so they don’t place any financial burden on their loved ones at the time of their death.

Universal Life Insurance

Life insurance policies with universal coverage also provide lifelong coverage. Universal life insurance in Blue Mound builds cash values through stock market investments, and the cash value will earn interest. There are flexible payment options for these policies.

Using the growth from a UIL life insurance policy’s portfolio is a practical way to pay your premiums. Additionally, you can adjust the death benefit based on the policy’s growth.

For help picking a life insurance policy, call Life Insurance by Monique Navarro at (682) 249-4190. We’ll find you the best coverage options at the most affordable rates.