Colleyville Life Insurance

Life Insurance by Monique Navarro is the place to call if you’re looking for the best life insurance at the most affordable rates. Since we are an insurance broker, we can compare policies from the different life insurance providers in Colleyville to find the best policy for your needs.

Our well-established insurance agency will help you compare the different types of life insurance so you get a life insurance policy that provides you with the benefits and coverage options you want and need. We’re licensed, bonded, and insured. All of our team members are highly trained and dedicated to delivering the best customer service.

Life Insurance Policy Options

Life insurance policies vary in the different benefits they provide. You can have a low-cost life insurance plan that covers you for a limited term, or you can have a permanent plan that provides significant financial support to your loved ones. Here are some of the policy options we can help you compare:

Whole Life Insurance

If you’re looking for a permanent life insurance policy, you should consider whole life insurance in Colleyville. Whole life insurance policies can last for the length of the policyholder’s life. The plan builds cash value and provides beneficiaries with financial support.

Policyholders can borrow money from the cash value of their whole life insurance policy. Money borrowed can be used to pay off debt, like medical bills or student loans. The money borrowed from the cash value can decrease the death benefit of the policy, so policyholders must take this into consideration when they consider borrowing from their policy.

Universal Life Insurance

Universal life insurance is another type of permanent life insurance. These policies use a portion of the policyholder’s premium to invest in the stock market. Funds earned from the stock market investments increase the policy’s cash value. Universal life insurance in Colleyville allows policyholders flexibility in their payment and death benefit options. For example, the policyholder can use interest earned on the policy to pay their premium.

Final Expenses Life Insurance

Final expenses life insurance in Colleyville is a good option for policyholders who want to provide financial support for their end-of-life expenses but don’t necessarily want to provide significant financial support following their death.

The death benefit of a final expenses life insurance policy can be used by the beneficiaries to cover the policyholder’s medical bills, legal expenses, and burial costs.

Term Life Insurance

Term life insurance is a limited-length life insurance policy. These policies are designed to provide financial support if the policyholder passes away unexpectedly. Term lengths are available in increments of five years for up to 30 years. Term life insurance in Colleyville is your best option for lower policy premiums.

When a term life insurance policy ends, there is not a payout and the life insurance ends. If you have a term life insurance policy, but you’re interested in increasing your life insurance coverage and benefits, you should consider converting your policy. Life Insurance by Monique Navarro can help you convert your policy to an affordable permanent policy that better fits your needs.

We specialize in helping our customers pick a life insurance policy that’s unique to their needs. Call Life Insurance by Monique Navarro at (682) 249-4190 for life insurance in Colleyville.