In Everman, Life Insurance by Monique Navarro is the place to call if you want the best life insurance coverage at the best price. Since we are an insurance broker, we can compare coverages and premium costs from different life insurance providers in Everman to find you the lowest rates.
You can get a life insurance policy from our well-established insurance agency that offers you the benefits and coverage options you want while protecting your family. Our team members are highly trained and dedicated to providing excellent service. We’re also licensed, bonded, and insured.
It is possible to have an affordable term life insurance policy that covers you for a short period, or you can choose a permanent whole life plan that will provide financial support to your family without an expiration date. Here are some of the different types of life insurance policies we can help you compare:
It’s a good idea to look into whole life insurance in Everman if you don’t want to worry about your policy expiring. Whole life insurance is a permanent life insurance policy that can last for as long as the policyholder lives. Unlike term life insurance, whole life insurance builds cash value and provides a death benefit in the form of financial support to beneficiaries.
Policyholders can borrow money to cover debts, such as medical bills or student loans, using the cash value of their whole life policy. It’s important to know that borrowing from their policy’s cash value can potentially decrease the death benefit as specified in the policy terms.
Another type of permanent life insurance is universal insurance, which invests a portion of the policyholder’s premiums in the stock market. The money invested in the stock market increases the policy’s cash value. Policyholders with universal life insurance in Everman have flexibility in their payment options and can use interest earned to pay the policy’s premium. You should know that there are several types of UIL life insurance to choose from.
Life insurance for final expenses in Everman is a good option if a policyholder does not want to provide significant financial assistance after they die but wishes to cover their end-of-life expenses.
Benefits from the final expenses life insurance policy can be used by a policyholder’s beneficiaries to cover the policyholder’s medical bills, legal fees, and burial expenses. Having this insurance will reduce or eliminate any financial burden your passing may have on your family.
In short, term life insurance is meant to provide financial security in the event of an untimely death of the policyholder. Term lengths range from five years to 30 years. Low cost life insurance premiums are possible with term life insurance in Everman.
It is important to note that term life insurance policies do not have payouts at the end of the term. If you currently have a term life insurance policy but wish to increase your coverage and benefits, you might want to consider converting your policy. A permanent life insurance policy from Life Insurance by Monique Navarro can be tailored to fit your needs better and fit your budget.
Our goal is to help you choose a life insurance policy that’s unique to your needs. Contact Life Insurance by Monique Navarro at (951) 710-0799 for help picking a life insurance policy.